The reform of Supplementary Social Protection (Protection Sociale Complémentaire – PSC) requires public employers to finance health coverage for their agents from 2025–2026. This regulatory change paves the way for new expectations in terms of occupational risk prevention, particularly regarding psychosocial risks (PSR) and musculoskeletal disorders (MSD). At 360SkillVue, we offer an innovative solution to support health and provident fund providers in their response.
A Reform That Is Transforming Expectations in Occupational Health
Starting from January 1, 2025, for the State public service, and 2026 for the hospital and territorial public services, the PSC reform requires public employers to finance at least 50% of a supplementary health insurance plan for their agents.
Current calls for tenders show a strong trend: local authorities and public institutions expect mutual insurance companies and insurers to offer concrete prevention services related to:
- Quality of life at work (QVCT),
- Reduction of absenteeism,
- Care for agents in vulnerable situations (caregivers, night workers, remote workers, carers, etc.).
360SkillVue: A High-Value-Added Prevention Component
Our solution allows for the integration of a structured, easy-to-deploy, and measurable prevention action into PSC responses:
- Early screening for PSR and MSD,
- Individual, asynchronous, and confidential pathway,
- Analysis by psychologists or ergonomists,
- Personalized video feedback,
- Consolidation of results for the company (or public institution).
An Opportunity for Partner Mutuals and Insurers
We support mutual insurance companies, provident institutions, and insurers wishing to integrate a differentiating prevention action into their PSC responses.
360SkillVue can be offered:
- as an additional action in the “value-added services” packages,
- as an integrated option in a packaged health/provident fund offer,
- or as a pilot experiment in a member institution.